Pen resting on property transfer documents on a clean desk

Transfer of equity

Life doesn't stand still, and sometimes changes in circumstances mean the ownership of a property needs to change too. Whether you're adding a partner to your home, removing an owner following a separation, transferring ownership between family members or restructuring property ownership for financial reasons, a Transfer of Equity can help reflect your new situation.

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At Smooth Move, we understand that these changes are often linked to important life events and can sometimes feel overwhelming. We'll guide you through the legal process with sensitivity, clear communication and practical support, ensuring everything is handled efficiently and with care.

Instruction

We are instructed and confirm the details of the proposed transfer. We will need ID from all parties involved to begin the secure onboarding process.
Documents Prepared

We prepare the Transfer Deed and any supporting documents required for the transaction, ensuring everything meets strict legal standards.
Legal Checks

We carry out thorough legal checks on the property and the parties involved to ensure everything is in perfect order before moving forward.
Mortgage Lender Consent

If there is a mortgage on the property, we obtain formal consent from the lender to proceed with the change in ownership details.
Deed Signed

The Transfer Deed is signed by the appropriate parties. We coordinate the witnessing and signature collection to ensure legal validity.
Registration

We handle the final administrative heavy lifting by submitting the application to update the ownership records at the Land Registry.
Completion

Once registered, the change of ownership is complete. Updated title deeds are issued, providing you with total peace of mind.