Pen resting on mortgage documents on a clean desk

Residential remortgage

Life changes, and sometimes your mortgage needs to change with it. Whether you're looking to secure a better rate, release equity for home improvements, consolidate finances or simply review your current arrangements, a remortgage can be an important step towards achieving your goals.

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At Smooth Move, we understand that remortgaging isn't just about paperwork - it's about making decisions that are right for you and your family. We'll handle the legal process efficiently, keep you informed throughout and work closely with your lender and broker to ensure everything progresses.

Instruction

We are formally instructed to act on your behalf. Our team validates your ID and necessary paperwork to ensure a smooth start.
Lender

We receive your new lender's legal instructions and carefully review their specific requirements for the charge.
Legal Checks

Our experts carry out all necessary property searches and legal checks to protect both you and the lender.
Mortgage Offer

We liaise directly with your lender to finalize details and formally receive your mortgage offer for review.
Completion

The final milestone: the new mortgage is put in place, and funds are released to repay your existing loan in full.
Post-Completion

We complete the registration of the new charge at the Land Registry and provide you with your closed file and confirmation.